When you manage your investments through Betterment, all the assets and securities in your portfolio are strictly under your ownership.Īdditionally, your personal investment money and Betterment’s company’s funds remain separate for the entirety of your membership. In addition, the company also offers a user interface and a mobile app feature.īut can you trust Betterment with your money? The answer is an unequivocal yes. You also get phone access to certified financial planners (CFPs). These users receive an annual management fee of 0.25%, and also rebalancing, tax-loss harvesting and SRI investing. Betterment Premium, however, charges users with account balances of at least $100,000 a 0.40% fee. The first option provides portfolio management to users with balances under $100,000. The investment management account options Betterment offers are Betterment Digital and Betterment Premium. You can also check out our full Betterment review to see how it stacks up against other robo-advisors. Before we determine whether this robo-advisor is safe, let’s look at the products and services it offers. This is good but it also means that the company has hundreds of thousands of clients to please. Why Safety Isn’t a Concern With Bettermentīetterment has a strong reputation and is recognized as one of the largest online investing services.

Betternet is safe